Perkins Loans Services

Welcome to the Perkins Loan* Program Page

*(formerly known as National Direct Student Loan - NDSL) 

Please use the links on the menu to the right for information related to Perkins Loans.

If you need assistance with finding information or have suggestions for improving our services, please contact us.

Important Updates:

President Biden Announces Student Loan Relief

The Department of Education will provide up to $20,000 in debt cancellation to Pell Grant recipients, and up to $10,000 in debt cancellation to non-Pell Grant recipients for borrowers with loans held by the Department of Education. Borrowers are eligible for this relief if their individual income is less than $125,000 ($250,000 for married couples). No high-income individual or high-income household – in the top 5% of incomes – will benefit from this action. To ensure a smooth transition to repayment and prevent unnecessary defaults, the pause on federal student loan repayment will be extended one final time through August 31, 2023. Borrowers should expect to resume payment in September 2023.

On September 29, 2022, the Biden Administration updated the guidance for the Student Debt Relief program. Borrowers with federal student loans not held by ED cannot obtain one-time debt relief by consolidating those loans into Direct Loans. Borrowers with FFEL Program loans and Perkins Loans not held by ED who have applied to consolidate into the Direct Loan program prior to September 29, 2022 are eligible for a one-time debt relief through the Direct Loan program.

If you would like more information about loan consolidation, or to start the loan consolidation process, please visit StudentAid.gov.